Lending Disclosure: We are not a direct lender. We are a free referral service that connects borrowers with participating third-party lenders in our network. We do not make credit decisions, issue loans, or determine loan terms.
APR Disclosure: APRs for payday loans in California typically range up to 460% for a 14-day loan. Your specific APR will depend on the lender, your credit profile, and the exact loan term. Always review your loan agreement.
Credit Check Notice: Lenders in our network may perform credit checks or verify your information through national databases and alternative credit bureaus (like Clarity or DataX). Submitting a form does not guarantee loan approval.
State Information: California residents: Payday loans are regulated by the Department of Financial Protection and Innovation (DFPI) under the California Deferred Deposit Transaction Law. The maximum loan amount is $300, with a maximum fee of 15% of the check amount (max cash advanced is $255). Rollovers are strictly prohibited.
State Regulations: California strictly regulates payday loans under the CDDTL. The maximum fee is 15% of the face amount of the check. The maximum duration is 31 days. Rollovers are banned. Criminal prosecution for bounced checks is prohibited.